I Want to Purchase a Home

Whether it will be your first home or your dream home upgrade, CalTAP Plus is the #1 home loan choice for Teachers, Police, Fire, Military, and other public employees.

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I Want a Home Equity Loan

Access the equity in your home for debt consolidation, home improvement (or) any other purpose without refinancing your low-interest rate 1st mortgage.


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I Want to Refinance My Home

CalSTRS, CalPERS & other eligible CalTAP Plus borrowers may explore options to use the equity in their home for renovations, cash out or simply improve loan terms.

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Legal

All applications are subject to underwriting guidelines and approval. Not all programs are available in all areas. Rates and terms are subject to change without notice.

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting, or other professional advice.

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.

Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.

Secure Choice Lending and CalTAP Plus are an Equal Housing Opportunity Lender.


CalTAP Plus Benefits – discover the incredible home loan benefits and program options offered to CalSTRS and CalPERS Retirement Fund Members as well as any employee of a California public agency. TAP Plus USA is available out of state, please call us for details.

CalTAP Q&A – get answers to frequently asked questions about our California Teacher And Public Employee Home Loan Program for CalSTRS, CalPERS, LRS and JRS retirement fund members.

CalTAP Plus Testimonials – find out what CalSTRS & CalPERS retirement fund members have to say about CalTAP Plus and the CalTAP Home Loan Program.

CalTAP Plus is our way of saying Thank You for all you do to serve your local community.


*Click here to view disclaimer for Keys in 21 Days, Free Rate Float Down & MATCH (or) BEAT Guarantee.